Topic

MSB Employee Benefit: Health Reimbursement Account (HRA)

A Health Reimbursement Account (HRA) is an employer-funded account that reimburses employees for medical expenses. Only the employer contributes, and funds help cover costs such as deductibles, co-insurance, medical and prescription co-pays and out of pocket expenses.

You have access to this account if you have elected to be on plan 2 or plan 3.

What do I have access to if I'm on plan 2?

An infographic showing five coverage tiers with icons and HRA amounts. “Employee Only” shows one person with $500. “Employee + Spouse” shows two people, each with $500. “Employee + 1 child” shows one adult and one child, each with $500. “Employee + more than 1 child” shows one adult and multiple children with a $1000 family maximum, capped at $500 per person. “Employee + Family” shows two adults and children with a $1000 family maximum, capped at $500 per person.

What do I have access to if I'm on plan 3?

An infographic titled “What does this look like if you pick Plan 3?” showing five coverage tiers with icons and HRA amounts. “Employee Only” shows one person with $1000. “Employee + Spouse” shows two people, each with $1000. “Employee + 1 child” shows one adult and one child, each with $1000. “Employee + more than 1 child” shows one adult and multiple children with a $2000 family maximum, capped at $1000 per person. “Employee + Family” shows two adults and children with a $2000 family maximum, capped at $1000 per person.

Important: HRA balances rollover from year to year to the maximum out of pocket limit. Once you have passed the calendar year the HRA balance was earned, any unused balance can be used by anyone in the family.

To request reimbursement:

1. Open the form linked here.
2. Fill out all sections.
3. Attach an explanation of benefits (EOB) from your Allied portal.
4. Submit the reimbursement form with your EOB via email to: HRAclaimsubmissions1@alliedbenefit.com