Topic
MSB Employee Benefit: Medical Health Insurance
Allied Benefit Systems Logo
As a benefit of employment, the Borough offers health insurance coverage to eligible employees and their dependents.
The Borough health plan is managed by Allied Benefit Systems. This means Allied processes medical claims, HRA reimbursements, and provides access to your health plan information through the Allied member portal.
Plan Options
The Borough offers three medical plan options. Each plan provides the same coverage, but they differ in monthly premiums, deductibles, and out-of-pocket maximums. The document below outlines these cost differences to help you choose the plan that works best for you. All health insurance contributions are deducted from your paycheck on a pre-tax basis.
July 1, 2026-June 30, 2028 - Employee Contribution Rates
What is covered on my plan?
Plan summary documents explain which services are included or excluded from coverage. They also explain how your deductible works, how it contributes to your out-of-pocket costs, what percentage of services are covered.
How do I know which doctor I can see?
While there are no Preferred Providers, the Borough health plan is through Allied and primarily uses the Aetna network for providers. To ensure you are seeing an in network provider please visit your Allied portal* for more information.
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Visit Allied Portal
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Select Find Care
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Select Provider Search & Cost Lookup
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Search for specific doctor name, office name or specialty
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The search engine will provide a list of in-network providers
*Providence Hospital is out of network for all services.
Health Reimbursement Account (HRA)
If you have chosen Plan 2 or Plan 3 you have access to a Health Reimbursement Account. This fund can be used to reimburse deductibles, coinsurance payments, medical and prescription drug copays and covered out of pocket expenses from the plan that are incurred by individuals who are covered under the plan.
For example, if you have your spouse and children on your plan they have access to the HRA as well. If you are on the plan alone then just you have access.
If you need to submit a receipt for reimbursement, fill out and follow the directions on the form below.
Contact
Allied Benefit Systems
Nicole Kantrowitz
Healthcare Concierge