Service

Fire Insurance PPC Ratings

The link to your right is an application created to provide the public with a tool to lookup the Insurance Services Office (ISO) Public Protection Classification Ratings (PPC) for Mat-Su Borough properties.  This application currently excludes the City of Palmer and the City of Houston properties as these jurisdictions have administrative authority of their own fire service areas. Users can search by address, road name, or subdivision to locate the property in question. The information provided in this application includes the Fire Service Area, closest Fire Station, the distance to the closest Fire Station and the PPC rating for a selected property.

Assessing accuracy and reliability of information is the responsibility of the user, and users are advised to contact the the Fire Code office to ensure accuracy and precision of information.

The ISO conducts detailed on-site assessments of municipal fire-protection capabilities and collects information for more than 46,000 fire protection areas across the United States. ISO’s audit teams analyze the relevant data and assign a PPC rating from 1 to 10. Class 1 represents exemplary public protection, and Class 10 indicates that the area’s fire-suppression program doesn’t meet the minimum criteria. Most, but not all U.S. insurance companies use this rating to assign the annual homeowner and commercial insurance premiums charged to residents and businesses within a given fire protection district.

Split classifications: When you see a split classification for a community — for example 5/9 — the first number is the class that applies to properties within 5 road miles of the responding fire station and the second number is the class that applies to properties that are not within 5 road miles of a fire station.