Topic
MSB Employee Benefit: Dental and Vision Insurance
As a benefit of employment, the Borough offers health insurance coverage to eligible employees and their dependents.
The document below outlines these cost differences to add dental/vision to your medical plan to help you choose the plan that works best for you. All health insurance contributions are deducted from your paycheck on a pre-tax basis.
What does our dental/vision plan cover? (Plan Summary)
The Borough only has one dental/vision plan. Plan summary documents explain how your dental and vision coverage works, what percentage of services are covered, and which services are included or excluded from coverage.
Dental Insurance
Allied Benefit Systems Logo
What dentist can I see?
The Borough dental plan does not have a provider network. This means there are no in or out of network providers. You can see whichever dental office you would like. For information on claims login to your Allied portal here.
Vision Insurance
VSP Vision Care Logo
What eye doctor can I see?
The Borough vision plan is through VSP and uses the VSP network for providers. To ensure you are seeing an in network provider please visit VSP.com for more information.
What if my provider doesn't bill insurance?
Providers that bill insurance are doing so as a courtesy, and not all providers offer this service. If your provider does not bill insurance directly, you may still be eligible for reimbursement. Simply submit a manual dental or vision claim form, and the plan will process the claim based on the provider's network status and your applicable benefits.
Dental Claims: Either fill out and the Dental Claim Form and submit via fax/mail or visit your Allied portal to submit electronically.
Vision Claims: Visit your VSP portal to submit any claims with an out of network provider.
Contact
Nicole Kantrowitz
Healthcare Concierge